Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › WESTCONSIN CREDIT UNION
WESTCONSIN CREDIT UNION
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
64
+52.4% vs 2024Originations
$6.1M
Loans x average loanAverage loan
$95,625
Average interest rate
7.24%
Denial rate
18%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 105 | 64 | $6.1M | $95,625 | 7.24% | 18% | 0% |
| 2024 | 86 | 42 | $4.3M | $102,619 | 7.99% | 24% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WI | 64 | $6.1M | $95,625 | 7.24% | 17% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.