Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Sonoma Federal Credit Union
Sonoma Federal Credit Union
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
143
Originations
$18.0M
Loans x average loanAverage loan
$125,629
Average interest rate
n/a
Denial rate
43%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 541 | 143 | $18.0M | $125,629 | n/a | 43% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| CA | 143 | $18.0M | $125,629 | n/a | 43% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.