Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Energy Credit Union
Energy Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
1
Originations
$55,000
Loans x average loanAverage loan
$55,000
Average interest rate
n/a
Denial rate
50%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 2 | 1 | $55,000 | $55,000 | n/a | 50% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MA | 1 | $55,000 | $55,000 | n/a | 50% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.