Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Midwest Bank
Midwest Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
16
+166.7% vs 2024Originations
$1.9M
Loans x average loanAverage loan
$119,375
Average interest rate
n/a
Denial rate
0%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 18 | 16 | $1.9M | $119,375 | n/a | 0% | n/a |
| 2024 | 8 | 6 | $420,000 | $70,000 | n/a | 25% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MN | 15 | $1.8M | $122,333 | n/a | 0% | n/a |
| FL | 1 | $75,000 | $75,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.