Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › DORT FINANCIAL CREDIT UNION
DORT FINANCIAL CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
12
+33.3% vs 2024Originations
$1.1M
Loans x average loanAverage loan
$89,167
Average interest rate
6.75%
Denial rate
18%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 34 | 12 | $1.1M | $89,167 | 6.75% | 18% | 0% |
| 2024 | 21 | 9 | $725,000 | $80,556 | 6.65% | 19% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MI | 12 | $1.1M | $89,167 | 6.75% | 18% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.