Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Fidelity Bank
Fidelity Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
2
+100.0% vs 2024Originations
$510,000
Loans x average loanAverage loan
$255,000
Average interest rate
n/a
Denial rate
60%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 5 | 2 | $510,000 | $255,000 | n/a | 60% | n/a |
| 2024 | 1 | 1 | $295,000 | $295,000 | 6.38% | 0% | 100% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IA | 2 | $510,000 | $255,000 | n/a | 60% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.