Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › South Georgia Bank
South Georgia Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
52
-5.5% vs 2024Originations
$6.8M
Loans x average loanAverage loan
$131,346
Average interest rate
n/a
Denial rate
5%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 59 | 52 | $6.8M | $131,346 | n/a | 5% | n/a |
| 2024 | 65 | 55 | $4.9M | $88,636 | n/a | 14% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| GA | 52 | $6.8M | $131,346 | n/a | 5% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.