Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › THE COMMERCIAL & SAVINGS BANK
THE COMMERCIAL & SAVINGS BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
8
+33.3% vs 2024Originations
$1.1M
Loans x average loanAverage loan
$136,250
Average interest rate
n/a
Denial rate
10%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 10 | 8 | $1.1M | $136,250 | n/a | 10% | n/a |
| 2024 | 8 | 6 | $800,000 | $133,333 | n/a | 13% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| OH | 8 | $1.1M | $136,250 | n/a | 10% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.