Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › HNB First Bank
HNB First Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
23
+0.0% vs 2024Originations
$2.0M
Loans x average loanAverage loan
$88,478
Average interest rate
n/a
Denial rate
13%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 31 | 23 | $2.0M | $88,478 | n/a | 13% | n/a |
| 2024 | 24 | 23 | $1.3M | $56,739 | n/a | 0% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AL | 18 | $1.7M | $93,333 | n/a | 13% | n/a |
| GA | 4 | $290,000 | $72,500 | n/a | 0% | n/a |
| FL | 1 | $65,000 | $65,000 | n/a | 50% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.