Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Morris Bank
Morris Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
16
-27.3% vs 2024Originations
$2.4M
Loans x average loanAverage loan
$148,125
Average interest rate
n/a
Denial rate
38%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 39 | 16 | $2.4M | $148,125 | n/a | 38% | n/a |
| 2024 | 42 | 22 | $1.6M | $70,909 | n/a | 24% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| GA | 16 | $2.4M | $148,125 | n/a | 38% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.