Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Honor Credit Union
Honor Credit Union
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
77
+14.9% vs 2024Originations
$7.8M
Loans x average loanAverage loan
$101,623
Average interest rate
7.34%
Denial rate
22%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 134 | 77 | $7.8M | $101,623 | 7.34% | 22% | 0% |
| 2024 | 137 | 67 | $6.2M | $93,060 | 7.89% | 34% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MI | 76 | $7.6M | $100,263 | 7.37% | 23% | 0% |
| FL | 1 | $205,000 | $205,000 | 5.49% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.