Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › TRUECORE FEDERAL CREDIT UNION
TRUECORE FEDERAL CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
7
-30.0% vs 2024Originations
$425,000
Loans x average loanAverage loan
$60,714
Average interest rate
8.19%
Denial rate
17%
Home only share
71%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 12 | 7 | $425,000 | $60,714 | 8.19% | 17% | 71% |
| 2024 | 14 | 10 | $820,000 | $82,000 | 7.89% | 29% | 10% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| OH | 7 | $425,000 | $60,714 | 8.19% | 17% | 71% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.