Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › RIVERMARK COMMUNITY CREDIT UNION
RIVERMARK COMMUNITY CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
10
+42.9% vs 2024Originations
$1.6M
Loans x average loanAverage loan
$159,000
Average interest rate
7.97%
Denial rate
39%
Home only share
10%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 36 | 10 | $1.6M | $159,000 | 7.97% | 39% | 10% |
| 2024 | 29 | 7 | $1.2M | $172,143 | 7.55% | 59% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| OR | 10 | $1.6M | $159,000 | 7.97% | 42% | 10% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.