Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FIRST FEDERAL SAVINGS BANK
FIRST FEDERAL SAVINGS BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
31
+24.0% vs 2024Originations
$4.0M
Loans x average loanAverage loan
$130,161
Average interest rate
7.68%
Denial rate
21%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 52 | 31 | $4.0M | $130,161 | 7.68% | 21% | 0% |
| 2024 | 58 | 25 | $3.1M | $122,600 | 8.47% | 28% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ID | 31 | $4.0M | $130,161 | 7.68% | 21% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.