Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FirsTier Bank
FirsTier Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
9
-25.0% vs 2024Originations
$555,000
Loans x average loanAverage loan
$61,667
Average interest rate
n/a
Denial rate
10%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 10 | 9 | $555,000 | $61,667 | n/a | 10% | n/a |
| 2024 | 16 | 12 | $5.9M | $488,333 | n/a | 6% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NE | 7 | $515,000 | $73,571 | n/a | 13% | n/a |
| WY | 2 | $40,000 | $20,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.