Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Regional Missouri Bank
Regional Missouri Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
12
-47.8% vs 2024Originations
$840,000
Loans x average loanAverage loan
$70,000
Average interest rate
n/a
Denial rate
22%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 18 | 12 | $840,000 | $70,000 | n/a | 22% | n/a |
| 2024 | 33 | 23 | $1.9M | $81,957 | n/a | 21% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MO | 11 | $615,000 | $55,909 | n/a | 24% | n/a |
| IA | 1 | $225,000 | $225,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.