Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › AMERICAN MORTGAGE BANK, LLC
AMERICAN MORTGAGE BANK, LLC
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
69
-13.8% vs 2024Originations
$9.6M
Loans x average loanAverage loan
$139,203
Average interest rate
6.42%
Denial rate
13%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 112 | 69 | $9.6M | $139,203 | 6.42% | 13% | 0% |
| 2024 | 117 | 80 | $13.6M | $170,125 | 6.64% | 9% | 3% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MS | 34 | $4.3M | $126,176 | 5.87% | 15% | 0% |
| TX | 17 | $2.7M | $160,294 | 6.76% | 9% | 0% |
| OK | 9 | $1.4M | $150,556 | 6.73% | 8% | 0% |
| IN | 4 | $460,000 | $115,000 | 7.81% | 0% | 0% |
| MO | 3 | $405,000 | $135,000 | 7.88% | 13% | 0% |
| FL | 1 | $165,000 | $165,000 | 6.38% | 0% | 0% |
| KS | 1 | $205,000 | $205,000 | 6.88% | 33% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.