Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › 4FRONT CREDIT UNION
4FRONT CREDIT UNION
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
75
+102.7% vs 2024Originations
$7.4M
Loans x average loanAverage loan
$98,200
Average interest rate
8.06%
Denial rate
6%
Home only share
1%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 139 | 75 | $7.4M | $98,200 | 8.06% | 6% | 1% |
| 2024 | 81 | 37 | $3.1M | $83,649 | 8.34% | 12% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MI | 75 | $7.4M | $98,200 | 8.06% | 6% | 1% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.