Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Farmers and Merchants Bank of Craig County
Farmers and Merchants Bank of Craig County
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
18
+260.0% vs 2024Originations
$1.7M
Loans x average loanAverage loan
$95,556
Average interest rate
5.69%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 18 | 18 | $1.7M | $95,556 | 5.69% | 0% | 0% |
| 2024 | 6 | 5 | $485,000 | $97,000 | 5.9% | 17% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| VA | 18 | $1.7M | $95,556 | 5.69% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.