Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Bank of Commerce
Bank of Commerce
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
7
-56.3% vs 2024Originations
$445,000
Loans x average loanAverage loan
$63,571
Average interest rate
n/a
Denial rate
20%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 10 | 7 | $445,000 | $63,571 | n/a | 20% | n/a |
| 2024 | 17 | 16 | $1.5M | $96,250 | n/a | 0% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| KS | 6 | $350,000 | $58,333 | n/a | 22% | n/a |
| OK | 1 | $95,000 | $95,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.