Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Evangeline Bank & Trust Company
Evangeline Bank & Trust Company
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
83
+20.3% vs 2024Originations
$5.8M
Loans x average loanAverage loan
$69,458
Average interest rate
8.3%
Denial rate
6%
Home only share
17%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 100 | 83 | $5.8M | $69,458 | 8.3% | 6% | 17% |
| 2024 | 82 | 69 | $5.2M | $74,710 | 9.19% | 7% | 17% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| LA | 83 | $5.8M | $69,458 | 8.3% | 6% | 17% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.