Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Mabrey Bank
Mabrey Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
15
-46.4% vs 2024Originations
$1.1M
Loans x average loanAverage loan
$71,667
Average interest rate
n/a
Denial rate
30%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 23 | 15 | $1.1M | $71,667 | n/a | 30% | n/a |
| 2024 | 33 | 28 | $3.6M | $130,000 | 8.22% | 9% | 4% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| OK | 15 | $1.1M | $71,667 | n/a | 30% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.