Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › GULF COAST COMMUNITY FEDERAL CREDIT UNION
GULF COAST COMMUNITY FEDERAL CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
3
+50.0% vs 2024Originations
$385,000
Loans x average loanAverage loan
$128,333
Average interest rate
9.33%
Denial rate
29%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 7 | 3 | $385,000 | $128,333 | 9.33% | 29% | 0% |
| 2024 | 6 | 2 | $180,000 | $90,000 | 9.63% | 67% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MS | 3 | $385,000 | $128,333 | 9.33% | 29% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.