Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Skyline National Bank
Skyline National Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
36
+9.1% vs 2024Originations
$11.3M
Loans x average loanAverage loan
$313,056
Average interest rate
n/a
Denial rate
9%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 46 | 36 | $11.3M | $313,056 | n/a | 9% | n/a |
| 2024 | 38 | 33 | $5.1M | $155,303 | n/a | 5% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| VA | 17 | $4.7M | $275,588 | n/a | 5% | n/a |
| NC | 11 | $5.8M | $525,909 | n/a | 19% | n/a |
| TN | 8 | $800,000 | $100,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.