Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Legacy Bank
Legacy Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
9
+80.0% vs 2024Originations
$1.1M
Loans x average loanAverage loan
$123,889
Average interest rate
n/a
Denial rate
0%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 10 | 9 | $1.1M | $123,889 | n/a | 0% | n/a |
| 2024 | 9 | 5 | $355,000 | $71,000 | n/a | 11% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| VA | 7 | $615,000 | $87,857 | n/a | 0% | n/a |
| NC | 1 | $345,000 | $345,000 | n/a | 0% | n/a |
| WV | 1 | $155,000 | $155,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.