Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › The Lyons National Bank
The Lyons National Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
35
-32.7% vs 2024Originations
$4.6M
Loans x average loanAverage loan
$130,714
Average interest rate
6.83%
Denial rate
21%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 48 | 35 | $4.6M | $130,714 | 6.83% | 21% | 0% |
| 2024 | 62 | 52 | $7.3M | $139,615 | 7.35% | 10% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NY | 35 | $4.6M | $130,714 | 6.83% | 21% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.