Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Community First Credit Union
Community First Credit Union
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
34
+0.0% vs 2024Originations
$3.2M
Loans x average loanAverage loan
$94,118
Average interest rate
5.63%
Denial rate
16%
Home only share
3%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 51 | 34 | $3.2M | $94,118 | 5.63% | 16% | 3% |
| 2024 | 58 | 34 | $3.1M | $91,765 | 6.25% | 22% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WI | 34 | $3.2M | $94,118 | 5.63% | 16% | 3% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.