Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Maine State Credit Union
Maine State Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
18
-14.3% vs 2024Originations
$2.8M
Loans x average loanAverage loan
$154,444
Average interest rate
n/a
Denial rate
31%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 29 | 18 | $2.8M | $154,444 | n/a | 31% | n/a |
| 2024 | 41 | 21 | $2.5M | $120,714 | n/a | 37% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ME | 18 | $2.8M | $154,444 | n/a | 31% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.