Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › First Savings Bank
First Savings Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
8
-46.7% vs 2024Originations
$700,000
Loans x average loanAverage loan
$87,500
Average interest rate
n/a
Denial rate
29%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 17 | 8 | $700,000 | $87,500 | n/a | 29% | n/a |
| 2024 | 25 | 15 | $2.7M | $181,667 | n/a | 24% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NM | 7 | $575,000 | $82,143 | n/a | 33% | n/a |
| TX | 1 | $125,000 | $125,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.