Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › SERVICE FEDERAL CREDIT UNION
SERVICE FEDERAL CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
2
n/a vs 2024Originations
$530,000
Loans x average loanAverage loan
$265,000
Average interest rate
5.75%
Denial rate
88%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 26 | 2 | $530,000 | $265,000 | 5.75% | 88% | 0% |
| 2024 | 2 | 0 | $0 | n/a | n/a | 100% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NH | 2 | $530,000 | $265,000 | 5.75% | 86% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.