Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › PAYNE COUNTY BANK
PAYNE COUNTY BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
18
-47.1% vs 2024Originations
$1.6M
Loans x average loanAverage loan
$87,222
Average interest rate
n/a
Denial rate
0%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 20 | 18 | $1.6M | $87,222 | n/a | 0% | n/a |
| 2024 | 38 | 34 | $2.5M | $72,353 | n/a | 5% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| OK | 17 | $1.4M | $80,882 | n/a | 0% | n/a |
| FL | 1 | $195,000 | $195,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.