Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › GRANITE STATE CREDIT UNION
GRANITE STATE CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
8
+100.0% vs 2024Originations
$600,000
Loans x average loanAverage loan
$75,000
Average interest rate
7.28%
Denial rate
6%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 16 | 8 | $600,000 | $75,000 | 7.28% | 6% | 0% |
| 2024 | 13 | 4 | $510,000 | $127,500 | 8.88% | 23% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NH | 8 | $600,000 | $75,000 | 7.28% | 6% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.