Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FIRST STATE BANK
FIRST STATE BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
39
+34.5% vs 2024Originations
$3.2M
Loans x average loanAverage loan
$80,897
Average interest rate
n/a
Denial rate
0%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 40 | 39 | $3.2M | $80,897 | n/a | 0% | n/a |
| 2024 | 29 | 29 | $2.6M | $91,207 | n/a | 0% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| GA | 39 | $3.2M | $80,897 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.