Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FIRST SENTINEL BANK
FIRST SENTINEL BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
9
+28.6% vs 2024Originations
$775,000
Loans x average loanAverage loan
$86,111
Average interest rate
n/a
Denial rate
9%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 11 | 9 | $775,000 | $86,111 | n/a | 9% | n/a |
| 2024 | 7 | 7 | $505,000 | $72,143 | n/a | 0% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| VA | 8 | $710,000 | $88,750 | n/a | 0% | n/a |
| WV | 1 | $65,000 | $65,000 | n/a | 50% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.