Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Summit Credit Union
Summit Credit Union
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
50
+4.2% vs 2024Originations
$6.8M
Loans x average loanAverage loan
$136,800
Average interest rate
5.93%
Denial rate
21%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 80 | 50 | $6.8M | $136,800 | 5.93% | 21% | 0% |
| 2024 | 81 | 48 | $6.6M | $138,333 | 6.69% | 16% | 6% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WI | 50 | $6.8M | $136,800 | 5.93% | 20% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.