Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › N.E.W. Credit Union
N.E.W. Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
19
+11.8% vs 2024Originations
$1.4M
Loans x average loanAverage loan
$76,053
Average interest rate
5.78%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 19 | 19 | $1.4M | $76,053 | 5.78% | 0% | 0% |
| 2024 | 17 | 17 | $1.3M | $75,588 | 6.23% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WI | 19 | $1.4M | $76,053 | 5.78% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.