Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › iQ Credit Union
iQ Credit Union
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
29
+16.0% vs 2024Originations
$2.6M
Loans x average loanAverage loan
$88,448
Average interest rate
7.23%
Denial rate
32%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 53 | 29 | $2.6M | $88,448 | 7.23% | 32% | 0% |
| 2024 | 46 | 25 | $2.0M | $81,400 | 8.14% | 41% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WA | 26 | $2.4M | $91,538 | 7.18% | 33% | 0% |
| OR | 3 | $185,000 | $61,667 | 7.67% | 20% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.