Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Freedom Northwest Credit Union
Freedom Northwest Credit Union
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
158
+56.4% vs 2024Originations
$26.6M
Loans x average loanAverage loan
$168,291
Average interest rate
n/a
Denial rate
0%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 158 | 158 | $26.6M | $168,291 | n/a | 0% | n/a |
| 2024 | 106 | 101 | $16.7M | $165,099 | n/a | 0% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ID | 101 | $16.8M | $166,089 | n/a | 0% | n/a |
| WA | 39 | $6.6M | $168,077 | n/a | 0% | n/a |
| OR | 13 | $2.1M | $159,615 | n/a | 0% | n/a |
| MT | 3 | $695,000 | $231,667 | n/a | 0% | n/a |
| AZ | 1 | $205,000 | $205,000 | n/a | 0% | n/a |
| CA | 1 | $285,000 | $285,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.