Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Workers Federal Credit Union
Workers Federal Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
2
n/a vs 2024Originations
$470,000
Loans x average loanAverage loan
$235,000
Average interest rate
5.94%
Denial rate
33%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 3 | 2 | $470,000 | $235,000 | 5.94% | 33% | 0% |
| 2024 | 1 | 0 | $0 | n/a | n/a | 0% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MA | 1 | $65,000 | $65,000 | 6.13% | 50% | 0% |
| NH | 1 | $405,000 | $405,000 | 5.75% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.