Manufactured Housing Hub

Market insights

What the data says about manufactured home communities, lending and ownership.

OverviewLendersCommunity owners

Lenders › Cayuga Lake National Bank

Cayuga Lake National Bank

2025 manufactured home lending from public HMDA data.

Loans originated (2025)

7

-22.2% vs 2024
Originations

$435,000

Loans x average loan
Average loan

$62,143

Average interest rate

n/a

Denial rate

0%

Home only share

n/a

Year over year

YearApplicationsLoansOriginationsAvg loanAvg rateDenial rateHome only
202577$435,000$62,143n/a0%n/a
2024109$2.0M$226,111n/a0%n/a

Lending by state (2025)

StateLoansOriginationsAvg loanAvg rateDenial rateHome only
NY7$435,000$62,143n/a0%n/a

Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.