Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Timberland Bank
Timberland Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
16
+6.7% vs 2024Originations
$3.9M
Loans x average loanAverage loan
$243,125
Average interest rate
7.38%
Denial rate
25%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 24 | 16 | $3.9M | $243,125 | 7.38% | 25% | 0% |
| 2024 | 26 | 15 | $3.0M | $197,667 | 8.28% | 15% | 7% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WA | 16 | $3.9M | $243,125 | 7.38% | 25% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.