Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Ouachita Valley FCU
Ouachita Valley FCU
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
14
-12.5% vs 2024Originations
$540,000
Loans x average loanAverage loan
$38,571
Average interest rate
8.67%
Denial rate
30%
Home only share
64%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 23 | 14 | $540,000 | $38,571 | 8.67% | 30% | 64% |
| 2024 | 17 | 16 | $980,000 | $61,250 | 8.13% | 6% | 19% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| LA | 14 | $540,000 | $38,571 | 8.67% | 30% | 64% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.