Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › AdvantageFirst Lending Inc
AdvantageFirst Lending Inc
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
99
Originations
$24.7M
Loans x average loanAverage loan
$249,848
Average interest rate
6.38%
Denial rate
27%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 278 | 99 | $24.7M | $249,848 | 6.38% | 27% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NC | 14 | $2.9M | $207,143 | 6.45% | 25% | 0% |
| FL | 13 | $3.1M | $238,077 | 6.44% | 22% | 0% |
| AZ | 12 | $2.8M | $234,167 | 6.58% | 19% | 0% |
| CA | 8 | $2.4M | $303,750 | 6.73% | 23% | 0% |
| OR | 7 | $2.3M | $330,714 | 6.05% | 12% | 0% |
| MI | 7 | $1.5M | $209,286 | 6.3% | 31% | 0% |
| TN | 6 | $1.4M | $236,667 | 6.4% | 36% | 0% |
| ID | 5 | $1.9M | $381,000 | 5.95% | 13% | 0% |
| SC | 5 | $1.4M | $281,000 | 6.65% | 22% | 0% |
| OH | 4 | $850,000 | $212,500 | 6.13% | 30% | 0% |
| CO | 3 | $805,000 | $268,333 | 6.63% | 63% | 0% |
| MN | 3 | $895,000 | $298,333 | 6.58% | 40% | 0% |
| AL | 2 | $380,000 | $190,000 | 6.63% | 33% | 0% |
| GA | 2 | $440,000 | $220,000 | 6.13% | 36% | 0% |
| NM | 2 | $310,000 | $155,000 | 5.94% | 25% | 0% |
| OK | 2 | $420,000 | $210,000 | 6.44% | 25% | 0% |
| MD | 1 | $235,000 | $235,000 | 5.75% | 50% | 0% |
| KY | 1 | $225,000 | $225,000 | 5.63% | 38% | 0% |
| IN | 1 | $185,000 | $185,000 | 5.38% | 67% | 0% |
| WI | 1 | $245,000 | $245,000 | 5.75% | 50% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.