Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › THE CITY NATIONAL BANK OF SULPHUR SPRINGS
THE CITY NATIONAL BANK OF SULPHUR SPRINGS
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
16
+100.0% vs 2024Originations
$1.9M
Loans x average loanAverage loan
$118,750
Average interest rate
8.46%
Denial rate
15%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 20 | 16 | $1.9M | $118,750 | 8.46% | 15% | 0% |
| 2024 | 17 | 8 | $1.0M | $125,000 | 9.21% | 18% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TX | 16 | $1.9M | $118,750 | 8.46% | 15% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.