Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › POTLATCH NO 1 FINANCIAL CREDIT U
POTLATCH NO 1 FINANCIAL CREDIT U
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
95
+25.0% vs 2024Originations
$16.1M
Loans x average loanAverage loan
$169,632
Average interest rate
7.4%
Denial rate
13%
Home only share
6%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 159 | 95 | $16.1M | $169,632 | 7.4% | 13% | 6% |
| 2024 | 139 | 76 | $11.2M | $147,105 | 7.99% | 22% | 17% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ID | 69 | $11.3M | $163,261 | 7.43% | 14% | 7% |
| WA | 24 | $4.3M | $180,833 | 7.43% | 8% | 4% |
| OR | 2 | $510,000 | $255,000 | 6.25% | 25% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.