Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Great Oaks Bank
Great Oaks Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
14
-6.7% vs 2024Originations
$600,000
Loans x average loanAverage loan
$42,857
Average interest rate
n/a
Denial rate
19%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 21 | 14 | $600,000 | $42,857 | n/a | 19% | n/a |
| 2024 | 19 | 15 | $1.2M | $77,000 | n/a | 11% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| GA | 14 | $600,000 | $42,857 | n/a | 19% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.