Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › ABOUND FEDERAL CREDIT UNION
ABOUND FEDERAL CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
10
+0.0% vs 2024Originations
$820,000
Loans x average loanAverage loan
$82,000
Average interest rate
5.63%
Denial rate
44%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 55 | 10 | $820,000 | $82,000 | 5.63% | 44% | 0% |
| 2024 | 41 | 10 | $870,000 | $87,000 | 6.06% | 46% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| KY | 10 | $820,000 | $82,000 | 5.63% | 44% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.