Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Mid Penn Bank
Mid Penn Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
9
-10.0% vs 2024Originations
$865,000
Loans x average loanAverage loan
$96,111
Average interest rate
7.27%
Denial rate
54%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 24 | 9 | $865,000 | $96,111 | 7.27% | 54% | 0% |
| 2024 | 29 | 10 | $630,000 | $63,000 | 8.09% | 34% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| PA | 9 | $865,000 | $96,111 | 7.27% | 55% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.