Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › HomeTown Bank
HomeTown Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
5
+150.0% vs 2024Originations
$935,000
Loans x average loanAverage loan
$187,000
Average interest rate
7.01%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 5 | 5 | $935,000 | $187,000 | 7.01% | 0% | 0% |
| 2024 | 3 | 2 | $250,000 | $125,000 | 7.29% | 33% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MN | 5 | $935,000 | $187,000 | 7.01% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.