Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FIRST WESTERN TRUST BANK
FIRST WESTERN TRUST BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
16
+45.5% vs 2024Originations
$4.9M
Loans x average loanAverage loan
$305,000
Average interest rate
6.19%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 27 | 16 | $4.9M | $305,000 | 6.19% | 0% | 0% |
| 2024 | 15 | 11 | $2.8M | $255,909 | 6.35% | 7% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WY | 8 | $1.9M | $233,750 | 6.16% | 0% | 0% |
| CO | 6 | $2.7M | $443,333 | 6.19% | 0% | 0% |
| MO | 1 | $65,000 | $65,000 | 7% | 0% | 0% |
| OK | 1 | $285,000 | $285,000 | 5.63% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.